credit repair

  The credit repair industry is a $10 billion dollar per year industry and growing every year. With that much money involved, there will undoubtedly be some dishonest people trying to make money off the unwary. They know that most people who are looking for help repairing their credit have never done it before. They also know that they can take advantage of people who don't know what to look for when seeking help to repair their credit. Being aware of your rights and the laws that these companies must follow will prevent you from becoming a victim of a credit repair scam. Some of these unscrupulous companies tell you that they can "hide" your bad credit history. They say you can start over with a new credit file. This is often done by giving you a number that they might call a "credit privacy number", "credit profile number" or something similar. The number will look exactly like a Social Security number and they tell their customers that this number c

  You may have heard that bad credit report repair is impossible or illegal. Bad credit report repair is possible and if you contact a law firm which specializes in credit report repair, then it can all be done legally. If you contact a company that is not a law firm, then they may be doing something ineffective or illegal. The only way to be confident that the credit repair information you are getting is legal, accurate and effective is to contact an attorney. Not all attorneys specialize in bad credit report repair. Those who do generally charge a fee for initial consultation and a monthly fee, one company offers to refund overpayment if they are not able to remove a substantial amount of negative credit report information. Some companies charge for credit repair information, giving you what amounts to helpful hints; where to get your credit report; how to write a letter and other so called credit repair information that you can find on your own for free. These and companies that adv

  With thousands of credit restoration companies conducting business across the country, finding the right one can be difficult and intimidating but it is imperative that you take the time required to not only find a reputable one but also find one that has the knowledge, experience and ability to provide the level of service you expect and the optimal results you deserve. Your decision should not be impulsive. Choosing a bad credit restoration organization will leave you vulnerable and increases the probability that further damage will be caused to your personal credit file but on the other hand, choosing a good credit restoration organization has the potential to be one of the best financial decisions of your life by dramatically cleaning up your personal credit file and improving your credit score. There are numerous items to consider beyond price when making your decision. Recognizing the difference between price and value is imperative as seeking assistance from a company in the c